Published December 29, 2025

Tax‑Loss Harvest & Real Estate: What Sellers Should Consider

Author Avatar

Written by Julie Roth

Tax‑Loss Harvest & Real Estate: What Sellers Should Consider header image.

Selling now? Would you benefit from year‑end tax strategies like loss harvesting or deductions?
Timing your sale and knowing your tax breaks can have a real financial impact ,  don’t overlook potential savings.

What to know:

  • Closing before December 31 may allow deductions for property taxes, interest, and fees in the current tax year.
  • Realized losses (in rare cases) could offset capital gains from other investments ,  check with your CPA.
  • Document your closing costs, repairs, and any prorated expenses for accurate record‑keeping.
  • Every state differs ,  review local tax laws before finalizing.

Final takeaway:
Selling at year‑end isn’t just about the deal ,  it’s also about smart financial strategy. A little tax planning can save you more than you expect.


Agent profile image in chat bubble
Agent profile image in chat header

Julie Roth

Realtor® | Sioux Falls & Harrisburg Real Estate Expert | Julie Roth Real Estate

Agent profile image in message

or another way